Welcome to Howard, Moore & McDuffie

Thank you for visiting our website. In addition to providing you with a profile of our firm and the services we provide, this website has been designed to become a helpful resource tool to you, our valued clients and visitors. Our dedication to superior client service has brought us to the Internet as we endeavor to continue to provide the highest quality professional service and guidance.

While browsing through our Website, please feel free to contact us with any questions or comments you may have. We would love to hear from you. We pride ourselves on being proactive and responsive to our clients' inquiries and suggestions.


Do You Qualify for the 0% Tax Rate for Capital Gains and Dividends?

  • 8 July 2024
  • Author: machele
  • Number of views: 86
Many people currently qualify for a 0% federal income tax rate on net long-term capital gains (LTCGs) and qualified dividends earned in their taxable accounts. Investment assets that may qualify include marketable securities and real estate held outside of tax-favored retirement accounts. Here's how you might be able to take advantage of this favorable rate — even if your income is too high to qualify for it yourself.

How to Take Your Business to the Next Level

  • 15 May 2024
  • Author: machele
  • Number of views: 265
Once your business has survived the start-up phase, it's got a solid foundation to grow. Business and financial advisory services are critical at this stage of development. Here are some major areas or functions of your company to focus on as you look to take it to the next level.

Navigating the Risks of Check Fraud

  • 18 March 2024
  • Author: machele
  • Number of views: 550
Although digital transactions are growing exponentially, check fraud remains a persistent threat to you and your business. The Federal Reserve processed just over 19 billion paper checks in 1993, compared to 3.4 billion in 2022. While fraudsters may target paper checks sent and received by individuals, business checks are likely to be more valuable because business accounts are often well-funded. Plus, businesses may take longer than individuals to detect check fraud.

BOI reporting and unauthorized disclosure penalties increased

  • 6 February 2024
  • Author: machele
  • Number of views: 681
Inflation adjustments have significantly increased the civil monetary penalties for violating the beneficial ownership information (BOI) reporting rules and for the unauthorized disclosure or use of BOI. The rules requiring the reporting of BOI just went into effect this month.


The penalties are included for the first time in the annual final rule issued by the Financial Crimes Enforcement Network (FinCEN) that provides the list of inflation adjustments of civil monetary penalties within FinCEN's jurisdiction.

Does Your Business Have to Comply with New Corporate Reporting Rules?

  • 11 January 2024
  • Author: machele
  • Number of views: 881

Your business may soon have to comply with new reporting requirements that take effect on January 1, 2024. Under the Corporate Transparency Act (CTA), enacted in 2021, certain companies will be required to provide information related to their "beneficial owners" — the individuals who ultimately own or control the company — to the Financial Crimes Enforcement Network (FinCEN). Failure to do so may result in civil or criminal penalties, or both.


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